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Explore insightful articles, tips, and industry updates from RMT. Stay informed on the latest trends, innovations, and best practices in accounting and business services.

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Raising finance for your business

Despite Government attempts to boost lending, latest figures suggest that bank loans for small businesses have continued to decline in recent months. According to the Bank of England, net lending to businesses suffered its biggest drop in April 2013, down by £3bn since December. If you are struggling to acquire the financial capital you need

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Cash Flow Forecasting

Cash flow forecasting or cash flow management is a key aspect of financial management of a business, planning its future cash requirements to avoid a crisis of liquidity. Poor cashflow management is the primary reason for a vast proportion of business failures. Many profitable companies find that they are, for all practical purposes, insolvent –

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Tax-efficient estate planning

An estate planning strategy Your financial planning strategy should include a tax-efficient estate plan. If your estate is large it could be subject to inheritance tax (IHT). However, even if it is small, planning and a well-drafted Will can help to ensure that your assets will go to your chosen beneficiaries. IHT is currently payable

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Maintaining good financial control

In any new business, retaining good financial control is vital. Achieving it involves: Deciding which areas you need to monitor and how frequently Generating the numbers quickly and accurately Sharing the results with everyone who needs to know them Interpreting the numbers correctly Taking appropriate and timely action based on your interpretations

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New HMRC Campaign on second homes

Economy built on innovation

I’VE written here before about the opportunities afforded by the tax allowances introduced by HMRC on research and development, and the benefits businesses can get from investigating and utilising them. The idea of ‘R&D’ immediately brings to mind an image of clever scientists in long white lab coats, developing products and processes of the highest

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Limited Liability Partnerships

An LLP is a form of legal business entity that gives the benefits of limited liability but allows its members the flexibility of organising their internal structure as a traditional partnership.  They are intended for businesses which carry on a trade or profession, and are particularly attractive to larger professional partnerships. LLPs are in law

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Should You Form a Limited Company?

Recent tax changes have made it even more important to consider carefully, when running a business, whether it is best to trade as: Sole trader – an individual Partnership – two or more individuals or companies Limited liability partnership Limited company We are often asked, ‘Should I form a Limited Company?’ The reality is that

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Mik Kitchen RMT

RMT Accountants funds new St Oswald’s milk kitchen

Special facilities dedicated to preparing feeds for babies and young children are set to be built at St Oswald’s Children and Young Adults Service thanks to a donation from a north east accountancy firm. RMT Accountants & Business Advisors are funding the creation of a new milk kitchen at St Oswald’s based in Gosforth, as

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Should you buy a franchise?

Franchising is growing in popularity in the UK, and can be a profitable way of doing business. However, there are advantages and disadvantages and Specialist Franchise Accountants can advise on these areas The process involves the licensing of a business ‘blueprint’ by a franchisor, to a franchisee. The franchisee buys the rights and obligations of

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